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2022 has been quite a year for U.S. real estate. The Federal Reserve implemented the first of several interest rate increases this year to help combat inflation. As of August 2022, the average interest rate on a 15-year fixed mortgage is 4.87%, while the annual percentage rate (APR) on a 15-year fixed mortgage is 4.89%. The average rate on a 30-year fixed mortgage is 5.56%, while the annual percentage rate is 5.57%.

Read on to see the housing marketing predictions for Q4.





Although prices and mortgage rates will remain high throughout the end of 2022, buyers who can increase their down payment, expand their budget, and/or have the flexibility to move to areas that are less in demand may find success in outbidding competing buyers in the market through the end of this year.